If you own a pet bird, you understand how vital it is to maintain your feathered friend's health and happiness. Birds are also susceptible to injuries and diseases that need medical attention, just like cats and dogs. Vet bills can quickly mount up, making owning birds out of the reach of many families.
It's important to do some research before deciding on a pet bird insurance policy. A good policy can help cover a large portion of your veterinarian's bill, so you can be sure to get the care your bird needs without breaking the bank.
Nationwide Exotic Pet Insurance
While many pet insurance providers have plans for animals from cats to dogs, there are few that offer plans specifically designed for exotic pets. Nationwide, a top provider in the pet industry, offers plans that cover birds and other exotic animals for 50% or 70% their treatment costs.
Avian Insurance
This Nationwide coverage for birds includes most essential grooming, testing and preventive treatment. The policy also covers certain medications and basic veterinary examination fees.
The Avian and Exotic Plan has a $250 deductible and a maximum benefit of $7500 per year.
It's important to note that Nationwide does not determine the amount a veterinarian may charge; it only reimburses you for what it believes your bird's treatment or procedure should cost, based on its experience with similar cases in the past.
Nationwide also has a $50 per-incident deductible for this plan, so you'll need to meet this deductible every time your bird gets sick or injured.
Most companies will cap the payouts they make for certain types of illness or conditions, or for an individual incident. Read all details. You can save yourself a lot if needing to file an insurance claim.
Pre-Existing Conditions
The waiting periods of pet insurance policies are designed to allow the company verify that an animal is not suffering from a particular health condition. The majority of pet insurance policies will not cover pre-existing health conditions, though some may allow the animal to cure them for a short period of time.
Check-up Fees
Most exotic pet plans exclude veterinary examinations, although some do. Some companies include these services as part of their basic policies.
It's best to call your insurer to see what's covered.
You will then submit the receipt to Nationwide. The company will review the invoice and if it's a covered treatment, it'll issue you a check to cover your bird's bill.
The reimbursement amount is typically capped or applied as a percent for each type or condition.
FAQ
What amount should I spend on my pet?
A good rule of thumb is to budget around $200-$300 per month.
It all depends on where you are located. In New York City, for example, you would probably spend around $350 per month.
In rural areas, however you may only need $100 per calendar month.
It is important to remember to purchase quality items, such as collars, leashes, toys, etc.
A crate is a great investment for your pet. It will protect your pet during transport.
How long should a pet dog stay inside?
Dogs are naturally curious creatures. Dogs need an outlet to express their curiosity. They can become destructive if they don't have an outlet. This can lead to many problems including property destruction and injury to others.
Outside, it is important to keep your dog on a leash. The leash protects dogs from being in trouble and allows them to explore their environment without fear.
He will be bored and uninterested if you keep him indoors all day. He will chew furniture and other items. He could also develop health problems if his nails grow too long.
The best way to prevent these negative consequences is to let your dog run free at least once daily. Take him out for a walk, take him for a drive in the car, and/or to the park.
This will help him burn off energy and give him something constructive to do.
Should I get a puppy or a kitten?
Your personality will determine the answer to this question. Some people like kittens while others prefer puppies.
But, in general, puppies tend to be more active and playful. Kittens usually sleep a lot and are very gentle.
Both types of animals need lots of attention from their parents. They will need lots of attention as they grow up and require a lot more care.
They will also need to be checked on a regular basis. So, you'll need to spend time taking them to the vet.
Statistics
- For example, if your policy has a 90% reimbursement rate and you've already met your deductible, your insurer would pay you 90% of the amount you paid the vet, as long as you're still below the coverage limits of your policy. (usnews.com)
- In fact, according to ASPCA, first-year expenses can sum up to nearly $2,000. (petplay.com)
- * Monthly costs are for a 1-year-old female mixed-breed dog and a male domestic shorthair cat less than a year old, respectively, in excellent health residing in Texas, with a $500 annual deductible, $5,000 annual benefit limit, and 90% reimbursement rate. (usnews.com)
- Monthly costs are for a one-year-old female mixed-breed dog and an under one-year-old male domestic shorthair cat, respectively, in excellent health residing in Texas, with a $500 annual deductible, $5,000 annual benefit limit, and 90% reimbursement rate. (usnews.com)
- A 5% affiliation discount may apply to individuals who belong to select military, law enforcement, and service animal training organizations that have a relationship with Nationwide. (usnews.com)
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How To
How to train a pet cat
To properly train your cat, first you must understand his/her nature. Cats are intelligent and have complex brains. Cats are intelligent and highly emotional. It is important to understand your cat's personality in order to ensure that he/she behaves well. You must know how to handle him/her properly.
It is important to remember that cats are independent beings. They do not like being told "no". They may become angry if you tell them no. This is why you should never punish your cat for doing something wrong. Although your cat deserves love and affection from you, it doesn't mean that you should treat him/her as a human being.
If your cat is having trouble, you can try to help them. Talk to your cat calmly and gently. Don't shout at him/her. Do not make him/her feel bad by shouting. Your cat cannot be forced to eat. Sometimes your cat may refuse to eat. You should offer treats to your child when this happens. Overeating could result in overeating.
Your cat should be kept clean at all times. Wash him/her thoroughly every day. Use a wet towel to clean off dust and dirt. Verify that your cat does not have fleas. Flea bites cause skin irritation and even allergies. Flea bites can cause severe skin irritation so you need to use a flea shampoo.
Cats are social animals. They enjoy spending time with people. Spending quality time with your cat is important. Play with him/her. Feed him/her. Cuddle him/her. These activities will make the cat happy.
Start training your cat at an early age. Your kitten should be trained by you as soon as he/she turns two weeks old. Three months old is the ideal age to begin training your kitten. This is the best age to start training your cat.
You should explain everything step by step when you teach your cat tricks. To teach your cat how to sit down, first show the chair. Then, reward your cat by giving him/her a treat. Keep repeating these steps until your cat gets it.
Keep in mind that cats are intelligent animals. Cats can quickly figure out how they should perform tasks. They require patience and persistence. Do not expect your cat will be able to master any task in a flash. Allow your cat to practice for a while before you give up.
Remember that cats can be wild animals. They are playful and naturally curious. Your cat might knock things over if he/she is allowed to run free. You should make sure your cat is in a safe place so that he/she doesn't get hurt.